Students: Calculate Your Finances

We offer a collection of helpful utilities to help college students, parents & other individuals save money & achieve their financial goals.

College Finances

• College Savings - see how much you need to save to pay for the education of your children
• Student Budget - plan your budget while attending school
• Student Loan Consolidation & Debt Payoff - tool to see how to save money by consolidating debts including student loans
• Student Loan Interest Income Tax Deductions - see the full cost of student loan payments after accounting for income tax deductions on interest paid
• Financial Calculator - calculate common math, homework & budget related problems

Savings

• Savings Goal - see how long it will take you to reach your goals given your current savings
• Compound Savings - basic savings calculator which shows the compounding impact of interest
• Don't Delay Savings - tool which highlights the importance of saving money early & what a large impact a few years can have on the end result
• Emergency Savings - ensuring you have money set aside for any unforeseen incident makes life more tolerable when you get a curve ball
• Home Down-payment Savings - planning on saving up for a home? this tool will help you see how long it will take to reach your down-payment goal
• Savings, Taxes & Inflation - see the value in savings in constant Dollars by accounting for the impact of taxes & inflation

Credit Cards

• Credit Card Minimum Payment - calculator highlights how expensive it is to pay only minimum payments on credit card debt
• Credit Card Optimizer - tool which helps you see which credit cards you should pay off first & if it makes sense to take advantage of low introductory APR balance transfer options
• Credit Card Payoff - see how long it will take you to pay off your credit cards
• Credit Card Debt Roll-down - shows how long it will take to pay off credit cards for a given monthly budget, starting with the highest interest rate cards first

Debt

• Credit Assessment - have less than perfect credit? this tool helps estimate your credit if you are behind on some payments
• Loan - basic loan calculator which can be used to calculate monthly payments on auto, home & personal loans
• Cost of Debt - tool makes it easy to see the full cost of repaying debt
• Debt Consolidation - see if it makes sense to consolidate credit card debt & other debt into a single payment
• Personal Debt Consolidation - tool which shows the monthly cost of current debt payments versus a single consolidated loan payment
• Accelerated Debt Payoff - shows how to pay off debts even faster by consolidating them & including the savings into a further principle payment
• How Much do You Owe? - quickly add up all your debts
• Debt to Income Ratio - compare your ratio of monthly debt payments against your income
• Home Budget Planner - tool to help you plan your family finances
• Snowball Debt Elimination - start with the highest interest debt or the smallest debt & knock out your debts one by one to see how long until you reach financial freedom
• Streamlined Snowball Debt Elimination - similar to the above snowball tool, but lists all debts in a single section where you can label each debt rather than placing them in categories